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Posted on September 25, 2025
CARE Supreme and TATA Medicare SELECT offer unique health insurance benefits. Whether you need unlimited guaranteed bonuses or flexible multiplier coverage, this comparison highlights the key differences.
| Benefits | CARE Supreme | TATA Medicare SELECT |
|---|---|---|
| Restore Trigger Condition | Unlimited restoration (inbuilt) | Unlimited restoration (inbuilt) |
| Hospital Accommodation | Any room available | Single Private AC Room |
| Pre & Post Hospitalisation (days) | 60 & 180 | 90 & 90 |
| Pre-Existing Diseases | After 3 years | After 3 years |
| Non Medical Items | Care shield (Optional) | Consumable (Optional) |
| Day-Care Treatments | Yes (All) | Yes (All) |
| OPD Benefit | OPD Care (Optional) | OPD (Optional) |
| Free Health Check Up | Annually (Optional) | FreeHealthCheck-up (Optional) |
| No Claim Bonus | NCB 50%,upto 100% Guranteed Bonus (Optional) upto 500%,NCB 50%,Super Charge (Optional) upto 300% | NCB 50%,upto 100% |
| Maternity | Not Available | Available after 1 Year upto 1 Lakh |
| Renewal Discount | Upto 30% Wellness Discount | Upto 20% Claim Favorable Discount |
| USP | 100% GB Every year unlimited, Instant ABCD diseases Cover^^, No limits in room rent, Unlimited Sum insured Benefit | Multiplier Benefit 2X , 3X, 4X Coverage Available, Early Access (Total SI available for multi year policy), Advance Cover (Optional ABCD diseases cover), 7.5% Discount for Salaried Customer, 10% Discount for Young Family |
CARE Supreme excels with unlimited guaranteed bonuses and no room rent limits, ideal for those seeking comprehensive coverage. TATA Medicare SELECT offers multiplier benefits and early access, perfect for flexible, long-term planning. Eligibility includes child age 91 days to 24-25 years and proposer age 18-65 years, with terms of 1-3 years.
Premiums vary by zone and include 18% GST. Consult an expert for a customized quote.
GB = Guaranteed Bonus, CB = Cumulative Bonus, NCB = No Claim Bonus. ^^ABCD cover: Asthma, Blood Pressure, Cholesterol, Diabetic.
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